Manufactured Spending for Travel Point Accrual

In 2015 I want to learn some additional ninja techniques for accruing extra points. With that in mind, I recently attended Frequent Traveler University.

At FTU I met amazingly creative people with a history of and knack for optimizing point accrual and redemption opportunities.

Or, as FTU banners read, “Learn, Earn, & Burn.”

Frequent Traveler University

Frequent Traveler University

In my previous post I defined stackable travel discounts.

Another technique I learned more about is manufactured spending.

My quick definition of manufactured spending is altering spending habits to maximize point earning potential.

Simple examples:

  1. Instead of paying for Amazon purchases with a credit card, buy Amazon gift cards at a grocery store with a credit card earning double points.
  2. Pay for bills not accepting credit cards (mortgage, utilities) with a debit card loaded with point earning gift cards (MasterCard and Visa).

Manufactured spending is something I want to explore more in 2015, in hopes of earning points for purchases I currently do not earns points for.

When I do find manufactured spending opportunities, I most likely will post them on my Facebook page and Twitter account, so make sure you follow McCool Travel there.

Future FTU conferences and more information can be found at the Frequent Traveler University website.

For more information about manufactured spending, visit The Points Traveler and Cash Cow Couple.

Have you used manufactured spending for travel points? Tell me about it.

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5 Responses to “Manufactured Spending for Travel Point Accrual”

  1. Paige Conner Totaro December 22, 2014 at 8:42 am #

    This is a whole new world for me, so I’m looking forward to exploring your site for tips. There is so much to learn! When you refer to a debit card loaded up with gift cards, what does that mean?

    • McCool Travel December 22, 2014 at 10:44 am #

      Yes, Paige, I kind of skipped a bunch of fundamentals there, huh? The current Target prepaid REDcard is one such debit card (the one I use). To get money into it, one can direct deposit, use cash, or (my favorite) deposit money from another credit card. Thus, I can pay for bills (mortgage, utilities, car) not accepting credit cards and earn points.

      Going one step further, certain credit cards (like Chase Ink) give 5 points per dollar spent at office supply stores. People (I have not yet) buy MasterCard and Visa gift cards at office supply stores (earning 5X points) and load those onto debit cards.

      Clear as mud?


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